Future Self Journaling Guide: How to Set Financial Goals That Pay Off Later

Future self journaling is like writing a letter to your future self, acting like your future self. Instead of putting your future self on a pedestal as a goal you’d like to reach, journal like you’re that person already. For instance, if you’d like to have a thousand dollars in savings (in the future), act like you do now. You may feel like a budgeting queen or king ensuring that you don’t overspend on the next shopping outing you have. 

To set and track your goals in a fun way, pick up future self journaling with our tips below. 

How to Start Self-Journaling

First, you have to pick up your pen, or pencil, and your journal. Sit down for 10 to 30 minutes and journal as if you are already the person you see as your future self. You’re making money moves, creating the career of your dreams, and being smart with your investments

Add journaling to your morning routine to keep up this habit while you sip your coffee in the morning.

Keep Up the Good Work With Journal Prompts

Now, keep it up. As you transition into this new way of tracking your goals, you may have writer’s block. Keep journal prompts on the backburner to spark creativity when you need it most. Print out and use our future self journaling prompt sheets. Even compare your answers with your loved ones to see what their future self looks like. 

How to Get the Most Out of Your Future Self Journal

You may have your goals right in front of you, yet you lack the motivation to check them off your to-do list. To spark creativity look towards your future self journal to help motivate you to reach your biggest career, lifestyle, and budget goals. Keep this habit up for 66 days to fully implement this habit into your routine.  

Goal setting shows where you’d like to be in a certain amount of time, but it may be another obstacle when achieving these goals. Keep up with your career, your lifestyle, and your budget using Mint’s app and these go-to printables. 

Brian Farrell is a coach, helping clients achieve their personal and professional goals. He's also the creator of the "QA2 Method". For more about Brian, visit bfarrell.com